Retirement planning is essential for building a comfortable and financially secure future. As your dedicated financial planner, I am here to help you navigate the complexities of retirement savings, income strategies, and long-term financial goals, ensuring you're well-prepared for this next chapter.
Designing a reliable income stream to support you throughout retirement, incorporating pensions, Social Security, and investment income.
Strategically managing your retirement portfolio to balance growth and risk based on your retirement timeline and goals.
Providing guidance on when and how to claim Social Security benefits to maximize lifetime income.
Implementing tax-saving strategies for retirement income to help preserve your wealth.
Estimating future healthcare costs and advising on insurance options, including Medicare and long-term care coverage.
Exploring options for Roth conversions and other IRA strategies to minimize tax liabilities and enhance flexibility.
Ensuring compliance with RMD rules and timing withdrawals effectively to avoid penalties.
Addressing financial needs for a potentially extended retirement, ensuring that resources are aligned with longer life expectancy.
Assisting with a realistic retirement budget that supports your desired lifestyle while managing spending over time.
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Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC, Advisory Services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Jan Johnson Financial Planning are not affiliated.